I recently got my 2018 credit card summary and really wish I still had access to a 2010-2014 summary to compare these categories before/after selling my car. My ‘automotive’ column (between car payments, property taxes, insurance and repairs) used to be my main financial complaint, and I did sell my car before getting my first ‘real adult’ salaried job, so my overall budget is a lot different as well.
I apparently bought gas for someone sometime in 2018, or spent money in a gas station. I can tell you, it’s absolutely wonderful to basically be able to cross off ‘automotive’ and ‘gasoline’ from a list of budget categories. I should probably make a separate category for bike spending, as that typically falls into the ‘merchandise’ category. Which is my main focus for 2019: I’ve never been a (successful) minimalist, but this year I’ll be experimenting with a few ideas I’ve been kicking around.
Some of my 2019 goals:
- Limit non-essential purchases to 19 items (non-essential defined as things I could easily avoid buying without significant impact to day to day life.. usually impulse buys like clothing and home decor). I’m keeping a list, so far I’m at 2 items..
- Paring down my commuting gear. “Gear” referenced here includes the random crap that accumulates at the bottom of my pannier that I forgot to take out and end up schlepping around until I can’t find one of my gloves and dump the whole thing out while mumbling profanities.
- Trying a minimalist setup for a bike tour. I have several trips in mind that could qualify, and I’ll probably start with a shorter trip. On my last few tours I’ve hauled along way more food and gear than I needed to, and now that I’m feeling more comfortable with bike touring I can probably tone down the urge to pack a lifetime supply of oatmeal packets for a week long trip.
- More zero waste snack options – speaking of food, I want to try some foods and recipes that don’t involve plastic packaging, such as granola bites in a reusable food pouch or a potato hash in an aluminum foil pocket. I enjoy bonk breakers, clif bars, and energy gels, but the plastic packaging irks me to the point that I want to try other options.
I don’t have a mileage goal for 2019 (last year I was aiming for 7k but only made it to about 5500); rather, I have a bike-it list for the year:
- NYC Five Boroughs Ride (if you’re reading this and want to sign up for a team, join ‘Velo Valets’ to help us get an earlier start time! TIA)
- This Appalachian Gravel Growler around Memorial Day
- Erie Canal in June
- Jasper to Banff with Vermont Bicycle Tours in July
- Calgary to Missoula to Yellowstone, solo and/or with friends
Here’s to budgeting for more fun and adventure in 2019! What are your goals, biking or otherwise?